Consult an Insurance Agent
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There are many insurance policies that limit the amount that you can recover for a single item. You may fall short when covering expensive items like game systems, mobile phones, high end computers, home entertainment systems or high definition TV. Maybe you need to take out an additional insurance coverage for your artworks, collections, or hi-tech items.
In a lot of cases, you may even save more money by buying an insurance coverage for specific items like game systems or mobile telephones. Although of course you should always compare this with the cost of buying an extended coverage with your existing insurer. If you talk to an insurance agent, he or she may know of specific policies that can offer unlimited cover.