An article of the Bloomberg leads off with a story about a State Farm customer who was visited by a company rep and informed her that she would receive only $184,000 of the estimated $306,000 cost of replacing her home after the largest wildfire in California history. The authors conclude that this customer learned a secret about the insurance industry; they said that when there’s a disaster the companies (that) homeowners count on to protect them from financial ruin routinely pay less than what policies promise, it is unjust for those people who are expecting from the policies promises. And because of thousands of complaints with state insurance departments and civil court cases, it only showed that they don’t satisfied the people.