The effects of recent storms that struck accross UK may be exacerbated by the high proportion of homeowners who lack the proper insurance, this is according to fresh research from Sainsbury’s Home Insurance . Over half a million people (656,000) are uncertain as to whether or not they possess the insurance although there are many reports of jeopardy, people still hesitate to have a proper home insurance. The cause of the lack of coverage is primarily that is seen as not necessary, the reason cited by 39% of those without it. The Insurance has soared up the agenda in the national consciousness since the disastrous floods of mid-2007, the lesser floods of January 2008 and the recent earthquake.