The following are ways to lower the amount of your premiums:
• Just to be safe, since you have no idea who else has a key to your new home, change the locks.
• Installing a home security system can lower premiums with some companies up to 7.5%
• Time-switch lights helps in giving others the impression that someone is at home even when there is none.
• Check if what are included in your coverage are really necessities.
• When you are away, better turn off water at the valve and header tank.
• If a neighborhood watch campaign is available, join in.